This year, one major focus I will be discussing with my clients is building Roth money. Roth money is the key to reducing or even eliminating the largest expense most of you will have in retirement—taxes. Quick refresher on Roth money. This is money you contribute to retirement AFTER you pay taxes on it. Compare […]
Prepay Your Retirement Taxes (And Start a Walking Club…) Read More »
What you can do in your financial plan to navigate volatile and down markets. Last week had a few rough days in the market. If you’re reading this and this is news to you—you’re doing it right. As an investment advisor, I walk a fine line between not wanting to alarm clients but needing to
Market Upheaval, & Your Money Read More »
Ron Guth, professional numismatist and I discuss inflation and the use of gold and/or silver in your portfolio. nflation continues to be a huge concern in the United States. An invisible and insidious tax, it threatens the sustainability of your best-laid retirement plans. In previous decades, we projected a low-level inflation of about 2.5% humming
Combating the Biggest Threat to Your Financial Plan: Inflation Read More »
Is Real Estate or investments the ultimate choice? Well…as any lawyer can tell you, it depends! One of the most common questions from clients is whether they should buy rental properties or put more money in the stock market. Both strategies—if done over time and thoughtfully—will work to build wealth, but their implementation and outcomes
Real Estate vs. Stocks: Where Should You Invest Your Money? Read More »
Maximize your financial plan by understanding the purpose of life insurance coverage! At Chisholm Financial Planning & Investments, we debunk the myth that life insurance is a smart investment strategy. Below, we outline four key reasons why life insurance should not be treated as an investment and offer actionable steps to align your financial plan
Life Insurance is NOT an Investment! 4 Reasons Why You’re Wasting Money! Read More »
Planning for retirement? Learn which account will best serve your journey to financial freedom by 65 with insights from Jenny Logan, CFP®.
Retirement Planning at 65: How to Pick the Right Account for Financial Success Read More »
Discover the top common financial planning mistakes with this infographic. Learn how to avoid underestimating expenses, not saving enough for retirement, lacking emergency funds, ignoring tax implications, and insufficient insurance coverage.
5 Financial Mistakes to Avoid in Your 40s and 50s Read More »
What is better? High Yield Savings, Bank CDs, Treasury Bonds, or Money Market?
What is better? High Yield Savings, Bank CDs, Treasury Bonds, or Money Market? Read More »
Understand just how much of your Social Security is subject to taxation!
Social Security Benefits Are DOUBLE Taxed!? Read More »
This episode breaks down the cost benefit analysis you must do before deciding a Roth conversion is right for you!
Is A Roth Conversion Worth It? (Case Study) Read More »
