What to Expect When You Work with Us
Simple, clear and straightforward from the very first conversation.
We know that talking about money can feel overwhelming, but it doesn’t have to be.
Our approach is direct and easy to follow. No pressure. No jargon. Just honest conversations that lead to practical steps for your financial future.
Here’s how the process works—one step at a time.
Step 1 - Introductory Meeting (15 Minutes)
This brief initial meeting is an opportunity for both of us to get to know each other. We’ll discuss:
- Your general financial goals and priorities
- How we work, what services we offer, and our fee structure
- Whether there’s a good mutual fit to move forward
No commitment. Just a simple conversation to see if it makes sense to take the next step.
Step 2 - Exploratory Meeting (45 Minutes)
During this more detailed session, we begin building the foundation of your financial plan. We’ll cover:
- Your current financial situation (assets, debts, income, expenses)
- Your age, lifestyle, and any major life considerations
- Your short- and long-term financial goals and priorities
- The focus and scope of your financial plan
- A clear outline of planning costs and service details
After this meeting, if both parties agree to move forward, we’ll begin the onboarding process and start gathering what we need to create your financial plan.
Step 3 – Building Your Financial Plan
Your Personalized Financial Plan
Your financial plan is carefully developed over a period of approximately 4-8 weeks, depending on the complexity of your financial situation and goals. Throughout this process, we work closely with you to ensure accuracy, clarity, and actionable recommendations.
What to expect:
- Multiple collaborative meetings to gather information, review progress and make adjustments
- A detailed financial plan outline tailored to your specific needs and priorities
- Clear, actionable recommendations covering areas such as retirement planning, tax strategies, estate planning, investment considerations, and more
- Ongoing review suggestions to help keep your plan relevant as your life and goals evolve
With your plan in place, we can then help you execute that plan with our ongoing investment management services.
There is no obligation to use our investment management services. You can choose to implement your financial plan independently.
However, if you do decide to use our investment management services, we can apply some or all of your financial plan fees to our first year management fees.
Ongoing Investment Management
Once your financial plan is in place, you may choose to engage us for ongoing investment management services. This service is available as a standalone option or as a complement to your financial plan.
Our investment management process is designed to provide professional guidance, simplify decision-making, and help you stay on track toward your goals.
What to Expect:
- Personalized portfolio management based on your goals, risk tolerance, and financial plan
- Regular portfolio reviews and adjustments to respond to market changes and life events
- Access to professional research and investment selection across stocks, bonds, ETFs, mutual funds, and other vehicles
- Transparent reporting so you always know how your investments are performing
- Ongoing communication and check-ins to review progress and update strategies as needed
You’re under no obligation to combine investment management with your financial plan. Many clients choose both services for full support, while others prefer to engage us solely for investment management or financial planning.
Schedule your 15-minute introductory meeting
Let’s get acquainted. Please book our first phone call or Zoom meeting by clicking on the Book a Call button below. Or call my office directly at 315-771-4833.