Divorce Financial Planning
in New York State's North Country
Divorce Changes Everything — Your Financial Plan Should Too
Financial Peace of Mind During and After Divorce
Divorce brings both emotional and financial challenges. A clear, actionable financial plan helps you make confident decisions, protect your assets and move forward with security.
As a Certified Financial Planner™ (CFP®), I help clients navigate property division, retirement accounts, alimony, child support and taxes. Together, we build a plan that addresses your immediate needs and long-term goals. You receive objective, personalized guidance that looks at your full financial picture. What sets me apart is a deep level of expertise, fiduciary responsibility and a commitment to treating your financial well-being as personally as my own.
I bring firsthand experience from the divorce process. I have both worked as a financial mediator during divorce mediations and as an attorney representing clients through the divorce process. This background gives me a practical understanding of the decisions you’re facing and how they can shape your long-term financial well-being.
Financial Planning for Life After Divorce
A divorce financial plan is a practical tool — not just theory. Here are ways clients use their plan:
- Retirement Planning After Divorce – Adjusting savings, Social Security strategies, and retirement account division to ensure long-term security.
- Property and Asset Division – Evaluating real estate, investments, and other assets to make equitable decisions and understand tax implications.
- Cash Flow and Budgeting – Managing income, child support, and living expenses during and after the divorce process.
- Tax Planning – Coordinating filing status, deductions, and settlement-related taxes to reduce surprises.
- Insurance and Protection – Updating life, health, and disability insurance to reflect your new circumstances.
- Estate Planning Adjustments – Ensuring wills, trusts, and beneficiary designations reflect your post-divorce wishes.
Divorce-Related CFP® Services in and around Henderson, NY
Divorce can introduce unexpected financial challenges. Working with a local, experienced CFP® gives you guidance that’s both professional and personal.
You can get financial advice anywhere, but it’s good to have a seasoned professional in your own backyard. Someone to talk to when get some surprising financial news. Someone who understands where you live and work. Someone who might even be your neighbor.
We proudly serve clients from Henderson to Watertown, NY and throughout Jefferson County. Whether you're a Fort Drum retiree, a local business owner, or lifelong resident, our local expertise ensures your financial plan is built with your specific goals and community in mind.
Of course, we also provide remote services for clients hundreds of miles away.
FAQs about Divorce Certified Financial Planning®
Q1: Do I need a high net worth to benefit from divorce financial planning?
A: No. Financial planning can help anyone navigating divorce, whether you’re dividing modest assets or more complex portfolios.
Q2: How does this differ from working with a divorce attorney?
A: Attorneys focus on legal outcomes. CFP® services focus on the financial implications — taxes, investments, retirement and cash flow — to ensure your settlement supports your long-term goals.
Q3: How often should we update my plan?
A: Your plan is a living document. We typically review it annually or after major life events, such as the finalization of divorce, a remarriage or changes in income.
Q4: Can you help coordinate with my attorney or accountant?
A: Yes. We work alongside your other professionals to ensure your financial plan is fully integrated and aligns with legal and tax requirements.
How We Can Work Together
We offer two flexible service options—you can choose either, or both depending on your needs:
We help you create a comprehensive, personalized financial plan tailored to your life today and your long-term goals.
Your plan may include:
- Retirement and cash flow projections
- Investment and tax strategy
- Insurance and estate planning review
- Education funding
- Health care and long-term care considerations
We charge a one-time flat fee for this service, which varies depending on the complexity of your situation. We recommend reviewing and updating your plan periodically, especially after major life changes.
If you need ongoing professional help managing your investments, we offer portfolio management and ongoing financial planning services:
- If we've created your financial plan, it guides our investment strategy.
- If you already have a plan or none at all, we begin with a strategy meeting to understand your risk tolerance and goals.
Our portfolio management fee is based on a percentage of your portfolio, using a sliding scale tied to the size of your assets. Included in this service is ongoing financial planning to ensure that your financial plan continues to meet your current life situation and priorities.
Discount for Both Services
If you choose to have us manage your investments after completing your financial plan, we’ll apply your planning fee toward your investment management fee—helping to reduce or offset your first year’s cost.
We’d Love to Hear from You One Way or Another
As a first step, let’s acquainted. Please click on the link below to schedule a 15-minute introductory Zoom meeting or phone call.
There’s no obligation. It’s just a way to see if it makes sense to work together.
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